🔥 Crack the Credit Code with a Real Plan — Not Hype
One private session to review your FICO report & build a real strategy — no fluff 💟
✨ From Credit Desks to Real Talk: Meet Lisa — A Lender Who’s Lived It
For over 20 years, I sat on the inside of the lending world — reviewing loans, approving mortgages, handling collections, and guiding borrowers toward approvals. I wasn’t trained to deny people — I was trained to build a plan that helped them say yes.
But after 15 surgeries and a medical layoff, everything changed. I lost my job, but not my purpose.
Now, I use my insider knowledge to help real people rebuild their credit and income with strategies that actually work —
no gimmicks, no shame, no confusing advice.
I created Scars to Stars | RealTalk Credit because I’ve seen what broken systems do to good people. Forget the myths — you need a real plan, and someone who’s been on both sides of the desk.
💡 Here’s What You’ll Get Inside Your Personalized 1:1 Coaching Program
🔓 Access to Your Full FICO® Report:
You'll sign up for MyScoreIQ* (affiliate link) to provide a secure, lender-approved report that gives us what we need—without sharing your SSN or account numbers.
🔓 Strategic Intake Process:
You’ll fill out a quick intake form so I can understand your goals, struggles, and full story. This is the foundation of your custom plan.
🔓 72-Hour Review Window:
Within 72 hours, I’ll review your report and build a personalized strategy — no generic templates, just what works for you.
🔓 60-Minute Google Meet Call:
This is your full coaching session. We walk through your plan together, step-by-step, so you leave knowing exactly what to do.
🔓 14 Days of Private Chat Support:
You’ll have private chat access for 14 days to ask follow-up questions. Drop them anytime — I’ll reply during office hours.
💬 Trusted by real people rebuilding real credit — without the fluff.
🌟 This Coaching Program Is for You If...
👋 You’re ready for clarity, not confusion.
👋 You’re overwhelmed by your credit and unsure where to focus.
👋 You want a former lender in your corner helping you plan like a pro.
👋 You want strategic answers, not myths or copy/paste advice.
If you're nodding YES to any of these, this session was built for you.
🪡 Real Questions. Real Answers.
Q: Will you see my Social or account numbers?
A: Nope. Your MyScoreIQ report keeps all sensitive data private. I see only what I need to guide you—nothing more.
Q: What if I cancel MyScoreIQ after the session?
A: Totally up to you. But it’s one of the best tools for ongoing tracking, so I recommend keeping it if you're continuing your journey.
Q: What if I don’t want you to see my credit report?
A: That’s totally fine. If you're more comfortable with a Q&A-style session where you tell me the info, check out my 30-minute Q&A sessions.
🌟 Real People. Real Results
Don’t just take my word for it…
✨ These aren't scripted reviews or inflated promises—just honest feedback from real people who finally got the clarity they needed.
🔄 Not Ready to Go It Alone Just Yet?
Introducing: The Monthly Coaching Membership — Coming Soon
You've got your plan… but sometimes the hardest part is staying consistent.
That’s where this ongoing support steps in.
This membership is perfect if you want:
🔹 Monthly 1:1 Q&A calls (30 minutes) to get real-time feedback
🔹 Private coaching chat support all month long
🔹 Accountability and expert eyes as you implement your plan
📅 Use it or lose it: Calls don’t roll over, but access resets every 30 days — fresh month, fresh momentum.
Stay supported. Stay strategic. Stay moving forward. 💪
Want early access? Make sure you're on my list.
🔎 What Happens After You Purchase?
1️⃣ Complete Your Intake Form: Right after checkout, you’ll be directed to fill out a short intake form so I can get a clear picture of your credit goals and current situation.
🟣Important: This is also where you’ll sign up for MyScoreIQ® — the lender-approved FICO® report I use to build your custom plan.
🔒 Your sensitive info stays private — I only see what I need to guide you.
2️⃣Book Your Call (Scheduled 72 Hours Out): Once your intake is submitted, you’ll immediately receive a link to schedule your 60-minute Google Meet.
📅 Note: Your available time slots will begin 72 hours from when you submit
the form — giving me time to review your report and build a custom plan just for you.
3️⃣ Meet + Review Your Strategy: During the call, we’ll walk through your credit plan step-by-step so you leave with clarity and confidence.
4️⃣ Chat Support for 14 Days: After our session, you’ll get 2 weeks of private chat access to ask questions and stay on track — I respond during business hours, and you can message anytime.
💬 Affiliate Disclosure: I may earn a small commission if you sign up for MyScoreIQ® through my link — at no extra cost to you. I only recommend tools I personally trust and use in my coaching.
Join hundreds of others who’ve walked away with a real plan — not just hope.
⚠️ Important Details
No refunds once intake is submitted.
Coaching is capped at 10 clients per month to ensure personal attention.
Use of MyScoreIQ is strongly recommended for best results.
“I’ve approved (and denied) hundreds of credit applications over 20+ years. I don’t guess. I guide.”
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