🔥 Crack the Credit Code with a Real Plan — Not Hype

One private session to review your FICO report & build a real strategy — no fluff 💟

✨ From Credit Desks to Real Talk: Meet Lisa — A Lender Who’s Lived It

For over 20 years, I sat on the inside of the lending world — reviewing loans, approving mortgages, handling collections, and guiding borrowers toward approvals. I wasn’t trained to deny people — I was trained to build a plan that helped them say yes.

But after 15 surgeries and a medical layoff, everything changed. I lost my job, but not my purpose.

Now, I use my insider knowledge to help real people rebuild their credit and income with strategies that actually work —

no gimmicks, no shame, no confusing advice.

I created Scars to Stars | RealTalk Credit because I’ve seen what broken systems do to good people. Forget the myths — you need a real plan, and someone who’s been on both sides of the desk.

💡 Here’s What You’ll Get Inside Your Personalized 1:1 Coaching Program

🔓 Access to Your Full FICO® Report:

You'll sign up for MyScoreIQ* (affiliate link) to provide a secure, lender-approved report that gives us what we need—without sharing your SSN or account numbers.

🔓 Strategic Intake Process:

You’ll fill out a quick intake form so I can understand your goals, struggles, and full story. This is the foundation of your custom plan.

🔓 72-Hour Review Window:

Within 72 hours, I’ll review your report and build a personalized strategy — no generic templates, just what works for you.

🔓 60-Minute Google Meet Call:

This is your full coaching session. We walk through your plan together, step-by-step, so you leave knowing exactly what to do.

🔓 14 Days of Private Chat Support:

You’ll have private chat access for 14 days to ask follow-up questions. Drop them anytime — I’ll reply during office hours.

💬 Trusted by real people rebuilding real credit — without the fluff.

🌟 This Coaching Program Is for You If...

👋 You’re ready for clarity, not confusion.

👋 You’re overwhelmed by your credit and unsure where to focus.

👋 You want a former lender in your corner helping you plan like a pro.

👋 You want strategic answers, not myths or copy/paste advice.

If you're nodding YES to any of these, this session was built for you.

🪡 Real Questions. Real Answers.

Q: Will you see my Social or account numbers?

A: Nope. Your MyScoreIQ report keeps all sensitive data private. I see only what I need to guide you—nothing more.

Q: What if I cancel MyScoreIQ after the session?

A: Totally up to you. But it’s one of the best tools for ongoing tracking, so I recommend keeping it if you're continuing your journey.

Q: What if I don’t want you to see my credit report?

A: That’s totally fine. If you're more comfortable with a Q&A-style session where you tell me the info, check out my 30-minute Q&A sessions.

Prefer Q&A Style? → Book That Session Here

🌟 Real People. Real Results

Don’t just take my word for it…

✨ These aren't scripted reviews or inflated promises—just honest feedback from real people who finally got the clarity they needed.

🔄 Not Ready to Go It Alone Just Yet?

Introducing: The Monthly Coaching Membership — Coming Soon

You've got your plan… but sometimes the hardest part is staying consistent.

That’s where this ongoing support steps in.

This membership is perfect if you want:

🔹 Monthly 1:1 Q&A calls (30 minutes) to get real-time feedback

🔹 Private coaching chat support all month long

🔹 Accountability and expert eyes as you implement your plan

📅 Use it or lose it: Calls don’t roll over, but access resets every 30 days — fresh month, fresh momentum.

Stay supported. Stay strategic. Stay moving forward. 💪

Want early access? Make sure you're on my list.

→ Join the Waitlist NOW

🔎 What Happens After You Purchase?

1️⃣ Complete Your Intake Form: Right after checkout, you’ll be directed to fill out a short intake form so I can get a clear picture of your credit goals and current situation.

🟣Important: This is also where you’ll sign up for MyScoreIQ® — the lender-approved FICO® report I use to build your custom plan.

🔒 Your sensitive info stays private — I only see what I need to guide you.

2️⃣Book Your Call (Scheduled 72 Hours Out): Once your intake is submitted, you’ll immediately receive a link to schedule your 60-minute Google Meet.

📅 Note: Your available time slots will begin 72 hours from when you submit

the form — giving me time to review your report and build a custom plan just for you.

3️⃣ Meet + Review Your Strategy: During the call, we’ll walk through your credit plan step-by-step so you leave with clarity and confidence.

4️⃣ Chat Support for 14 Days: After our session, you’ll get 2 weeks of private chat access to ask questions and stay on track — I respond during business hours, and you can message anytime.

💬 Affiliate Disclosure: I may earn a small commission if you sign up for MyScoreIQ® through my link — at no extra cost to you. I only recommend tools I personally trust and use in my coaching.