Legal DisclaimersEffective Date: May 27, 2025
Business Name: Scars to Stars Pathway to Success | RealTalk Credit
Website: https://www.realtalkcredit.com
Website: https://scarstostarspathwaytosuccess.com
RealTalk Credit™ provides educational content and coaching services for informational purposes only. We offer credit education, strategic guidance, and tools to help individuals understand their credit reports and make informed decisions.
We do not guarantee specific results or credit score improvements. Results will vary based on your unique financial circumstances and efforts. Coaching services are not substitutes for professional financial, legal, or credit counseling.
We are not a credit repair organization as defined by the Credit Repair Organizations Act (CROA).
We do not: Dispute accounts on your behalfContact credit bureaus or creditorsGuarantee item removal or score increasesSubmit letters for you
Clients maintain full control over their credit reports and any actions they take based on our coaching and educational content.
Some links on this website and within our programs may be affiliate links, including but not limited to MyScoreIQ and Amazon. This means we may earn a small commission (at no extra cost to you) if you choose to purchase through our links.
We only promote products and services we trust and use in our own business.
Affiliate links help support our mission to provide accessible, high-quality financial education.
Testimonials shared on our site or marketing materials reflect real client experiences. However, individual results vary and are not guaranteed.
Success stories are not intended to represent or guarantee that anyone will achieve the same or similar results.
We may use cookies and third-party pixels (such as Facebook Pixel or Google Analytics) to improve your browsing experience, analyze traffic, and offer personalized content or advertising. By using our website, you consent to this use. You can disable cookies anytime through your browser settings.
At times, we may use AI tools (like ChatGPT) to help clarify explanations, simplify language, or improve educational content. These tools do
not make decisions, offer credit repair, or determine financial outcomes. Any use of AI is for support and education only, and all advice is reviewed before sharing with clients.
The information shared through our website, products, or services is not intended as legal, financial, or tax advice. Always consult a licensed professional for such matters. We do not provide legal representation or act as financial advisors.
For questions about these disclaimers, contact: 📧 [email protected]